Affordable Therapy in Salt Lake City | RMC Counseling

Affordable Therapy in Salt Lake City

High-quality, affordable counseling for individuals and couples. Our graduate clinicians provide therapy at reduced self-pay rates under experienced licensed supervision.

Free Intake Sessions  |  Affordable self-pay rates  |  Individual & couples therapy

Meet our affordable therapists

Our graduate clinicians are completing advanced master's-level education and clinical training in counseling and psychotherapy. While not yet independently licensed, they provide therapy under the supervision of experienced, licensed mental health clinicians and receive ongoing consultation and support. You get individual attention from your therapist, backed by the guidance of an experienced clinical supervisor.

Lucy Hale, CMHCI — graduate clinician at RMC Counseling
Lucy Hale
CMHCI · Student Therapist
Areas of focus
RelationalACT-InformedLife TransitionsWomen's IssuesMulticultural
Sliding Scale / Reduced Rates
Olivia Boger, CMHCI — graduate clinician at RMC Counseling
Olivia Boger
CMHCI · Student Therapist
Areas of focus
RelationalLife TransitionsCouplesWomen's IssuesPsychodynamic
Sliding Scale / Reduced Rates
Seph Mortensen, CMHCI — graduate clinician at RMC Counseling
Seph Mortensen
CMHCI · Student Therapist
Areas of focus
EMDRSomaticMindfulnessCouplesAnimal-AssistedMen's Issues
Sliding Scale / Reduced Rates
Heather Pedersen, CMHCI — graduate clinician at RMC Counseling
Heather Pedersen
CMHCI · Student Therapist
Areas of focus
Kids & TeensSolution FocusedHolisticCBTNarrativeWomen's Issues
Sliding Scale / Reduced Rates

Couples counseling is currently available with Olivia and Seph.  EMDR therapy is currently available with Seph.

Affordable counseling without insurance

You don't need insurance to go to therapy.

For many people, paying the full out-of-pocket cost of a traditional therapy session can make ongoing counseling difficult to afford. Others have insurance but face high deductibles, limited networks, or other barriers to seeing the therapist they want. RMC Counseling offers affordable therapy without insurance through our graduate clinicians.

Affordable therapy through our graduate clinicians may be a good fit if you:

  • Don't have health insurance
  • Have a high-deductible health plan
  • Have insurance that doesn't cover your preferred therapist
  • Are looking for a sliding scale or reduced rate
  • Prefer not to use insurance for mental health services
  • Need a more affordable option for weekly therapy
  • Are looking for low-cost couples counseling
  • Want to start therapy sooner

Individual Therapy

Individual therapy provides a space to explore what's happening in your life with the support of a trained mental health professional. You may be struggling with something specific, or simply recognize that the way you've been living isn't working anymore.

  • Anxiety and excessive worry
  • Depression
  • Trauma and difficult life experiences
  • Stress and burnout
  • Grief and loss
  • Relationship issues
  • Faith and religious transitions
  • Identity and self-esteem
  • Emotional regulation
  • Major life transitions
  • Family concerns
  • Personal growth

Couples Therapy

Relationship counseling can be valuable, but the cost of couples therapy can make consistent support difficult. RMC Counseling offers affordable couples therapy at a lower self-pay rate. Our graduate clinicians may help partners work through:

  • Communication
  • Recurring conflict
  • Emotional disconnection
  • Trust
  • Intimacy
  • Relationship transitions
  • Attachment patterns
  • Premarital counseling
  • Building a stronger relationship

Couples sessions are currently offered by Olivia and Seph.

Olivia Boger, CMHCI — graduate clinician at RMC Counseling
Olivia Boger
CMHCI · Student Therapist
Areas of focus
RelationalLife TransitionsCouplesWomen's IssuesPsychodynamic
Sliding Scale / Reduced Rates
Seph Mortensen, CMHCI — graduate clinician at RMC Counseling
Seph Mortensen
CMHCI · Student Therapist
Areas of focus
EMDRSomaticMindfulnessCouplesAnimal-AssistedMen's Issues
Sliding Scale / Reduced Rates

Affordable online therapy in Utah

Getting to a counseling center every week isn't convenient for everyone. RMC Counseling offers affordable online therapy with select clinicians, letting eligible clients attend from home through secure telehealth appointments.

Online therapy may be especially helpful if you have a busy schedule, live farther from our office, have transportation limitations, or simply prefer meeting virtually. If you're looking for online therapy without insurance, our reduced self-pay rates offer an alternative to using insurance for your care. Online services are available to eligible clients located in Utah.

Why work with a student therapist?

1

Free Intake Session

Every new client starts with a free intake session, so you can meet your therapist and make sure it's the right fit before committing to ongoing care.

2

Lower-Cost Therapy

Graduate clinicians provide counseling at reduced self-pay rates, helping make individual and couples therapy more accessible.

3

Ongoing Clinical Supervision

Graduate clinicians work under the supervision of licensed professionals and receive ongoing guidance, consultation, and support.

4

Current Clinical Training

Our graduate clinicians are actively completing advanced master's-level education and training in contemporary approaches to mental health and psychotherapy.

5

Personalized Care

Therapy isn't one-size-fits-all. Your clinician will work with you to understand your experiences, goals, relationships, and the changes you'd like to make.

6

Greater Availability

Our graduate clinicians may have appointments available sooner than some independently licensed therapists, letting you begin support without a lengthy wait.

Low-cost therapy should still be quality therapy

Affordable therapy doesn't have to mean receiving less attention or support. Our graduate clinician program is designed to make mental health services more accessible while maintaining clinical supervision and professional standards of care.

Whether you're looking for affordable counseling, low-cost therapy, couples therapy, individual therapy, or therapy without insurance, we'll help you explore your options and find a clinician who fits your needs and budget.

Not sure who to choose? Tell us a little about what you're looking for, and our team can help match you with a therapist.

Frequently asked questions about affordable therapy

If standard private-pay therapy is outside your budget, there are several options worth exploring. These can include working with a graduate clinician, asking about sliding scale therapy, looking for community mental health services, exploring support groups, checking employee assistance programs through your employer, or asking a counseling center about reduced-fee services. At RMC Counseling, one way we make therapy more accessible is by offering reduced-cost sessions with graduate clinicians working under licensed supervision.

The most affordable option depends on your circumstances. Free support groups and community programs may have little or no cost, while graduate clinicians, nonprofit counseling centers, and therapists with sliding scale rates can provide lower-cost individual therapy. If you want consistent one-on-one therapy, working with a supervised graduate clinician can be one of the more affordable ways to access ongoing professional counseling.

Free mental health resources may be available through community organizations, nonprofit programs, schools and universities, support groups, crisis services, or employee assistance programs. Availability and eligibility vary. RMC Counseling does not guarantee free therapy, but we offer reduced-cost counseling for people seeking a more affordable alternative to standard private-pay therapy.

The cost of therapy without insurance varies by therapist, and traditional private-pay therapy can often cost well over $150 per session. Our graduate clinicians offer sessions on a sliding scale with reduced rates, which can help make consistent therapy possible if you've been searching for inexpensive therapy, low-cost therapy, or affordable counseling.

Therapy prices vary significantly depending on the therapist's credentials and specialization, the type of therapy, and the length of the session. If the normal private-pay price of therapy isn't financially sustainable for you, reduced-fee counseling with a graduate clinician may provide a more affordable option.

A one-hour therapy session can vary considerably in price. Independently licensed therapists commonly charge higher private-pay rates than graduate clinicians or therapists offering reduced-fee services. At RMC Counseling, our graduate clinicians provide therapy on a sliding scale with reduced rates, making ongoing counseling more affordable for people paying out of pocket.

Sliding scale therapy means the price of therapy may be adjusted based on factors such as financial circumstances or income rather than every client paying the same standard rate. Not every therapist offers a sliding scale, and availability can vary. Contact RMC Counseling to learn about current reduced-fee and sliding scale therapy options.

Yes. You do not need health insurance to see a therapist. Many therapists accept self-pay clients, meaning you pay directly for each therapy session instead of submitting the service to an insurance company. Reduced-fee programs can make therapy without insurance considerably more affordable.

Yes. Depending on the provider, you can pay for online therapy directly without using health insurance. RMC Counseling offers affordable online therapy with select clinicians for eligible clients located in Utah. Contact us to learn about current telehealth availability and self-pay rates.

Yes. Select RMC Counseling graduate clinicians work with couples at reduced self-pay rates. This can be an option for couples looking for affordable couples therapy, low-cost couples counseling, relationship counseling, or premarital counseling without paying standard private-practice rates.

Graduate clinicians are completing master's-level clinical training and are not independently licensed therapists. They provide mental health services under the supervision of qualified, licensed professionals.

Your graduate clinician will provide your therapy sessions. Their licensed supervisor provides ongoing clinical supervision and consultation to support their work.

Our graduate clinicians may have immediate or near-term openings. Availability changes, so contact RMC Counseling and we'll help you find a clinician who fits your needs, schedule, and budget.

Find affordable therapy that works for you

The cost of mental health care shouldn't prevent you from getting support. Tell us a little about what you're looking for, and we'll help connect you with a clinician who fits your needs and budget.

Affordable self-pay therapy  |  Individual & couples counseling  |  In-person & online